Written by Aware Super
Three smart super moves teachers can make before EOFY
As the end of the financial year approaches, it’s a good time for teachers to check in on their super. A few small actions before 30 June 2026 can make a real difference to your long term financial wellbeing, without taking much time at all.
If you’re heading to the National Education Summit in Melbourne, you’ll also have the chance to get practical super support from us in person. For now, here are three simple super tips to consider before EOFY.
- Check your contributions and accounts
Log in to your super account and review your recent employer contributions and balance. If you’ve worked across different schools or roles, you may have more than one super account, which can mean paying multiple fees.
Before combining accounts, make sure you consider whether you’d lose any insurance cover and whether it’s right for you. [C1] - Review how your super is invested
Your super is usually invested for the long term, so it’s worth checking whether your investment option still suits your stage of life and comfort with risk.
Many people stay in the same option for years without reviewing it. EOFY is a good reminder to make sure your super is still aligned with your goals. - Use EOFY contribution opportunities
Depending on your situation, making extra contributions before 30 June 2026 could help boost your super and may offer tax benefits.
Contribution caps and rules apply, so it’s important to understand what’s relevant for you before taking action. [S1]
Learn with Aware Super
Visit our Learn Hub for resources and tools that make navigating your superannuation super simple.
Learn more at the National Education Summit Melbourne
Come and visit Aware Super at the National Education Summit Melbourne (stand E38) to book a no cost Super Health Check or ask us your questions.
A little time spent on your super now can go a long way toward your future.
[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD. You may wish to speak with a qualified financial planner before making this decision.
[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit Grow your super for more information.
Past performance is not an indicator of future performance.
General advice only. Consider your objectives, financial situation, or needs, which have not been accounted for in this information and read the PDS and TMD at aware.com.au/pds before acting. Before you take any action, it is important to consider if any advice in this communication is appropriate having regard to these factors, and to read our Product Disclosure Statement (PDS) and Target Market Determination (TMD) at aware.com.au/pds. Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 293340) trustee of Aware Super (ABN 53 226 460 365).
